• Full implementation of the MULTOS specification
• Embedded applications for the lowest cost to market (all optionally enabled)
• MasterCard EMV application – M/Chip Select (for DDA or SDA EMV)
• Keycorp PKI application
• Mondex e-purse
• Available on several silicon platforms and memory options:
  • Infineon 16/32/48 Kbytes EEPROM
  • Philips 16Kbytes EEPROM, dual-interface with integrated Mifare contactless
• MULTOS 4 security standards. This security is evaluated independently to ITSEC E6 high and ensures the integrity of the data on the card, and the applications being executed on the card.

• Secure loading and deleting of applications based on public key cryptography mechanisms
  
  
• Complete application firewalls provided by the operating system. All applications and data are protected by the firewalls
  
  
• High level cryptographic capabilities. These features allow full DDA EMV applications to execute on the card ensuring the highest level of transaction security for the EMV payment
  
  
• Cryptographic co-processor for high performance RSA processing
  
  
• DES co-processor for DES and 3-DES processing

Keycorp’s expertise in multi-application smart cards is focused particularly on platform and mission critical applications. We offer the most comprehensive range of MULTOS products, that have been specifically designed and engineered to meet the specialised needs of government, financial and IT security markets, requiring the highest level of trust, privacy and information security.

As a platform, MULTOS provides a number of very important, clear benefits compared to alternative proprietary and open platforms:

• Unsurpassed level of security. MULTOS certified security has achieved the highest level of independent certification ever achieved by a smart card technology – ITSEC E6 High.
  
  
• Openness and inter-operability, ensuring that applications written for MULTOS will run on any vendor’s type approved MULTOS product.
  
  
• Flexible supply chain – open specifications and a mandatory, third party Type Approval process guarantee cross-platform interoperability at all levels of the supply chain. Multiple vendors are available to supply any component of MULTOS based end-to-end solution, ensuring that a card issuer is not locked into a single supply chain situation.
  
  
• Mature and proven technology deployed in many highly successful projects around the world.
  
  
• Ease of deployment. MULTOS is supported by the network of industry’s leading vendors ranging from operating system implementers to chip vendors, card manufacturers, personalisation bureaux, card and application management system vendors as well as application developers, all providing components for MULTOS end-to-end solution.
  
  
• Thoroughly defined and well-proven Key Management processes, independent of card or software vendor, allowing card issuer to keep control of sensitive information and guaranteeing that no unexpected costs for key management are incurred.
  
  
• Issuer-centric business model, ideally suited for security sensitive financial or government applications. The issuer of the card retains the control of information on the card and how it is used at all times.
  
  

• Protection on investment – cross-platform interoperability and backwards compatibility ensure that applications will run on all current and future MULTOS platforms without any change and without costly re-building of data preparation and personalisation systems;
  
  
• Lower card cost at issuance – as the result of fast personalisation made possible by the range of applications already built into ROM memory, the ability to separate Data Preparation from the Personalisation process, and the incorporation of fast personalisation capability in the platform design. The card cost is also kept low as MULTOS is the most efficient open platform for multiple applications with smaller and faster application, meaning more applications can run on a smaller chip size.
  
  
• Wide variety of applications available “of-the-shelf”, from a large base of application developers. MULTOS enables fast application development using industry standard languages such as C and Java, as well as the super-efficient MULTOS Executable Language (MEL).
  
  
• Rapid introduction of new strategies and value added services to existing card base. MULTOS has been designed to support loading and deleting of new applications as they become available, at any time during card lifecycle. ITSEC E6 High evaluated secure dynamic card and application management protocols facilitate addition of new as well as maintenance of existing applications without the need to replace an already issued card base.

[1] MULTOS contactless platform suitable for contactless payment and ICAO e-passport deployment is to be released in 2005.

Click here for the Keycorp MULTOS Brochure.